We Partnered With the Best Bank for Software Founders. Now QuickBiz Is the Whole Foundation.

What you start your company on matters. The bank it runs through, the documents that define it, the entity itself. Every payment, every contract, and every investor conversation eventually passes through these, and most founders end up assembling them from whatever is cheapest or closest at hand. A software company deserves better than that. We built QuickBiz to be the best way for a software founder to start a company, and we partnered with Mercury because it's the best bank for one.

The partnership is the news. What it completes is the bigger story. QuickBiz is now the entire foundation you stand a software business up on, and we refused to settle on any single piece of it.

The best bank for software founders

We judged this the way a founder would, not the way a bank would. Mercury charges no monthly fees and asks for no minimum balance. You get virtual and physical cards, a real API, and software that was obviously built for companies that operate online rather than for someone waiting in a branch line. Your deposits are FDIC-insured through its partner banks, and it handles the things a growing software company reaches for early, like separate accounts to keep cash organized and payments that don't fight you.

It's the account funded startups and bootstrapped builders keep choosing, because it fits how a software business actually earns and spends. Bigger, older banks exist. None of them fit a software company the way Mercury does, and when we went looking for a banking partner, it wasn't a close call.

The best way to start a software company

The other half of the foundation is what we've been building from day one. QuickBiz forms your company in your home state when you're keeping it lean, or as a Delaware C-corp when you're raising money. You get your EIN, a registered agent, and compliance tracking so a filing deadline never surprises you. Your operating agreement or bylaws are written for software companies, with the IP assignment language that makes the company actually own the code you wrote. Generic services leave that out, and it tends to surface during due diligence, which is the worst time to find it.

One price, everything in it, no cart full of add-ons. We laid out what the $0 formation sites really charge if you want the comparison.

Everything in one foundation

Put the two halves together and the entire base of a software company sits in one place: the entity, the EIN, legal documents built for software, a registered agent, compliance, and now a Mercury account. Not the most services stacked on top of each other. The strongest version of each one, set up to work as a single system.

Because it's one system, the banking step is light. Your Mercury application is built from what you already told us at formation, you review and approve exactly what we send, and you finish at Mercury. You can even begin before your EIN is issued, since the IRS takes a few days and there's no reason to wait. Your Social Security number never passes through us, because Mercury verifies your identity directly, which is where it belongs. Mercury reviews and approves every account, and for now this is built for US businesses and US founders.

What it costs

Nothing on top of formation. It comes with the $150-plus-state-fee LLC or the $200-plus-state-fee Delaware C-corp, and Mercury charges no monthly fees of its own. If you already have a bank you trust, connect it instead. The point was never to lock you in. It was to make sure that when you start your software company with us, you start it on the best foundation we know how to build.

If that's what you want, start your company here.